THE SIMPLE VERSION
What is Kimi K3?
Kimi is Moonshot AI's chat and agent workspace. K3 is its most capable model, with native visual understanding and support for very long context. It can search the web, analyse documents and images, create editable files, build websites and help with coding. Beginners can still start with a normal question, but K3 and agent tools use credits while faster K2.6 chat is free.
✓ A good fit if you want to…
- Work with long documents or mixed files
- Need research plus an editable deliverable
- Want chat, agents and coding in one workspace
– Choose another tool if you…
- Only need quick, simple everyday chat
- Do not want to monitor a shared credit pool
- Need personal chats excluded from training by default
YOUR FIRST 10 MINUTES
Start in three steps
- 1Open KimiCreate an account and check your available credits.
- 2Choose K3Use the model switcher above the input box.
- 3Start with one bounded taskName the output you need and what must be verified.
Research [a topic] using current sources. Give me a short summary, three key findings with links, one simple table, and a list of facts I should verify.
POPULAR USES
What can it help with?
PLANS
Free or paid?
Free K2.6 chat plus a limited shared credit pool for K3, documents, research and agent tasks.
Best for trying Kimi and occasional complex tasks.60 agent credits, two concurrent agent tasks, Kimi Code and broader access across Kimi's work tools.
Best for regular solo use without extra-long K3 chats.150 agent credits, Goal Mode, more scheduled tasks and four Agent Swarm subagents.
Best for frequent research, documents and multi-step work.✓Free is enough if…you mainly use free K2.6 chat and only occasionally spend credits on K3, research, files or agent tasks.
+Consider paid if…you regularly create long reports, office files, websites or code. Allegro ($99) and Vivace ($199) add the published extra-long K3 chat capacity up to one million tokens.
*US monthly prices checked on 23 August 2026. Kimi also lists Allegro at $99/month and Vivace at $199/month. Credits are shared across membership features; annual prices, taxes, access and limits can vary.
GOOD TO KNOW
Safety and privacy
Web search helps, but every important claim still needs a source check.
Do not upload confidential documents to a personal account unless the data rules fit your needs.
Kimi says personal conversation data may be used for training. Its help page explains how to opt out and says processing can take up to 30 days.
STILL CHOOSING?See the important differences side by side.
OFFICIAL EVIDENCE
Sources and freshness
We use official product and help pages for plan, access and privacy claims.
- K3 product and access
- Plans, prices and credits
- Training use and opt-out